Auto Insurance
Insurance For What Drives You
Honda Insurance Solutions helps find auto insurance tailored to how you drive. Whether you're a daily commuter or occasional driver, there's likely a plan for you. Our goal is to help you have the peace of mind that your vehicles (car, SUV and truck) are covered by a trusted name in protection.
Auto Insurance Coverages
personal COVERAGES
Bodily Injury Liability
If you cause an accident and someone is injured, this coverage can help pay their medical bills and loss of income.
Property Damage Liability
If you cause an accident, this coverage helps pay for damages to another person's vehicle or property.
Personal Injury Protection
Required in some states, PIP helps cover certain expenses after an accident, no matter who is at fault.
Uninsured Motorist
Helps protect you and your vehicle from uninsured drivers and hit-and-run accidents.
Underinsured Motorist
Helps protect you from drivers who do not have enough insurance to cover the costs of an accident.
Medical Payments
Also known as med pay, helps pay medical costs for you and your passengers in the event of a covered auto accident.
VEHICLE COVERAGES
Collision
Regardless of who's at fault, collision can pay for damage to your vehicle if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over.
Comprehensive
Also known as “other than collision,” this coverage can help pay for damage to your vehicle from vandalism, theft, weather events and accidents involving animals.
Rental Car Expense
The coverage provides access to a rental car or other transportation while your car is in the repair shop after a covered accident (also known as loss of use or transportation expenses).
Towing and Labor Coverage
This coverage can help when your car is stuck, broken down or inoperable due to an accident if collision coverage is not available.
Save On Tailored Auto Insurance
If you prefer an auto insurance policy that rewards you for driving safely, consider usage-based insurance. You get all the benefits of a traditional auto insurance policy plus the opportunity to save on your auto insurance cost based on your safe driving habits. With some plans, you can save just for signing up.
How it works
Usage-based insurance (UBI) measures your driving habits to offer a more personalized rate. You get more control over what you pay, and participating is easy. For behavior-based insurance, the discount is calculated using your driving trends over a period of time.
Keep It In The Honda Family
If you're a Honda or Acura driver, the following options help ensure your vehicle is only repaired by certified technicians using Honda and Acura Genuine Parts.
Genuine Parts Replacement Option
Keep your vehicle authentically Honda or Acura by choosing insurance that ensures repairs are made with Honda or Acura Genuine Parts.
Towing To A Honda Preferred Repair Shop
Many carriers offer optional towing coverage where you can request towing to a Honda or Acura preferred repair facility, where available.
Additional Savings Opportunities
Safe Driver
If you have a history without at-fault accidents or major violations, you could be eligible for a more affordable car insurance rate.
Anti-Theft
Certain anti-theft devices qualify for a discount. Proof of installed device may be required.
Disappearing Deductible Option
The longer you go without a claim, the lower your deductible can go. Disappearing deductible is an optional feature available on some auto, motorcycle, boat and RV policies.
Accident-Free
Get a discount by maintaining an accident-free driving record.
Bundle and Save With Multi-Policy Discounts
You can save on your insurance cost when you insure multiple vehicles (including non-Honda, non-Acura vehicles) or bundle home and auto or home and renters insurance with the same insurance company.
Learn moreFrequently Asked Questions
Can I
add additional vehicles to
my policy, even if they
aren’t Honda or Acura
vehicles?
Yes! We can help you get insurance on your non-Honda and non-Acura vehicles. You can also possibly bundle all the vehicles in your household with one carrier to save on your insurance cost.
What
is usage-based
insurance?
Usage-based insurance (UBI) measures your driving habits to offer a more personalized rate. You get more control over what you pay, and participating is easy and optional. For behavior-based insurance, the discount is calculated using your driving trends over a period of time. Pay-per-mile insurance has a flexible monthly rate based on miles driven, and sometimes also how you drive those miles.
What
if my car is older and
doesn't have an app to track
my driving?
No problem! Most carriers can supply a small device that easily installs in your vehicle to track telematics. The device simply plugs in and can be removed just as easily. Or you can use a mobile app on your phone.
Is my
state's required insurance
enough?
Most states have minimum auto insurance requirements. While meeting the state minimum is important to drive legally, in some cases, it’s not enough to protect you. Many drivers also want collision and comprehensive coverage, and possibly other optional coverages, to help in the event of an accident, theft or other damage.
More Questions?
Not sure what insurance you need? We're here to help. Call 866-81-HONDA to learn more. Agents are available Monday through Friday 8:00 AM - 9:00 PM EST. Holidays may affect these days and hours of availability.