Rest Easy With Dependable Home Protection
Whether you rent or own your home, you need peace of mind that the place you live is protected. Let us help you find homeowners, renters, and condo insurance policies designed to protect what's yours so you can sleep easy.
Homeowners Insurance
Homeowners insurance policies can cover theft, fire, weather damage, personal injury and other types of property loss. In addition, homeowners insurance can cover your home, its contents, you and your family.
basic Home insurance coverages
Dwelling
Helps protect the structure of your home.
Contents
Helps cover your belongings inside your home.
Personal Liability
Helps pay for covered damage or injuries that occur in your home.
Medical Payments To Others
May help pay expenses for someone injured on your property.
Other Structures
Covers structures not attached to your house, like fences, sheds, and detached garages.
Ordinance Or Law Insurance
May help rebuild your home to current building codes in the event of a covered loss.
Credit Card Coverage
Pays up to your selected limit for fraudulent or unauthorized transactions on your credit and debit cards. Also covers forged checks and counterfeit money.
Loss Of Use
Helps pay living expenses if you're unable to live in your home due to a covered loss.
Available Discounts
You may qualify for a variety of discounts on your home insurance policy. An agent can help you identify savings opportunities.
Home Renovation Credit
Roof Rating
Gated Community
Home Purchase Within Last 12 Months
Prior Insurance
Installed Smart Home-monitoring Devices (not available in all states)
Renters Insurance
Protect your belongings and yourself with renters insurance. This type of insurance may help protect the contents of your rented home from theft or damage. Renters insurance may even cover the cost of temporary housing if your rental becomes damaged and you can't live there.
Basic Renters Insurance Coverages
Contents
Helps cover your belongings inside your rented home.
Personal Liability
Helps pay for damage or injuries that occur in your rental.
Medical Payments To Others
May help pay expenses for someone injured on your rental property.
Loss Of Use
Provides reimbursement for some living expenses if you're unable to live in your rental home due to a covered loss.
Credit Card Coverage
Pays up to your selected limit for fraudulent or unauthorized transactions on your credit and debit cards. Also covers forged checks and counterfeit money.
Building Additions And Alterations
Pays for covered damages to improvements or installations you make to your rented home.
Additionally, you can add on optional coverages like additional protection for high-value items, protection against water backup or earthquake, and theft extension, which extends protection to your belongings stored in or on any motor vehicle, trailer or watercraft.
Condo Insurance
Condo insurance, sometimes called "walls-in" insurance, can help cover everything inside your condo and any additions or alterations you make to the property. This type of insurance is often required for the purchase of a condominium.
Basic Condo Insurance Coverages
Contents
Helps protect your belongings inside your condo.
Personal Liability
Helps pay for damage or injuries that occur in your condo.
Medical Payments To Others
May help pay expenses for someone injured on your property.
Building Additions And Alterations
Pays for covered damages to improvements or installations you make to your condo.
Loss Of Use
Provides reimbursement for some living expenses if you're unable to live in your condo due to a covered loss.
Condo Loss Assessments
May help pay for assessments charged by your condo's homeowners association after a covered loss.
Credit Card Coverage
Pays up to your selected limit for fraudulent or unauthorized transactions on your credit and debit cards. Also covers forged checks and counterfeit money.
Additionally, you can add on optional coverages like additional protection for high-value items, protection against water backup or earthquake, and ID theft.
bundle offers
Bundle and Save With Multi-Policy Discounts
You can save when you insure multiple vehicles (including non-Honda, non-Acura vehicles) or bundle home and auto, home and renters, or motorcycle and renters insurance with the same insurance carrier. Read more about bundles.
Learn moreFrequently Asked Questions
How does condo insurance differ from homeowner's insurance?
The main difference is that homeowner's insurance protects the entire dwelling, inside and out, your belongings and your liability. Condo insurance covers the interior of the condo unit, your belongings and your liability. The amount of coverage a condo owner needs differs from a homeowner.
Why should I consider renters insurance?
When renting, replacing all of your personal property from theft or paying for temporary housing if something happens to your rental could add up to more than you think. Renters insurance is an affordable way to help protect your lifestyle. Also, your landlord may require it.
Does home insurance cover my personal belongings when in my car?
Yes, it may be surprising but it's your home, condo or renter policy, not your auto policy, that covers theft or loss of your personal property such as equipment, furniture or clothing even if stored outside your home, up to the policy limits.
Does home insurance cover students living away?
Home insurance typically covers full-time students under the age of 26 if they are living in a campus dorm room. If your child is over 26, a part-time student or living in an apartment, they should consider having their own renters insurance.
What if I have expensive items like jewelry, collections or collectibles?
For adequate coverage, it's recommended to add a separate rider to your policy or a separate personal articles policy to cover expensive items which may go over your policy limits.
More Questions?
Not sure what insurance you need? We're here to help. Call 866-81-HONDA to learn more. Agents are available Monday through Friday 8:00 AM - 9:00 PM EST. Holidays may affect these days and hours of availability.