Motorcycle, Recreational
Vehicle Insurance
Protect Your Wheels or Watercraft
We see you. You'd rather ride on two wheels than four. You believe how you get there can be just as much fun as being there. If you travel by motorcycle, RV, boat or even golf cart, we can help you and your passengers get covered.
Motorcycle Insurance
Honda and motorcycles go hand in hand. With motorcycle insurance, you and your ride will be protected and you'll have year-round peace of mind, whether your bike is on the road or in storage during the winter months.
basic motorcycle insurance coverages
Property Damage Liability
This coverage helps pay for damages to another person's vehicle or property, if you cause an accident.
Bodily Injury Liability
If you cause an accident and someone is injured, this motorcycle insurance coverage can help pay their medical bills and loss of income.
Comprehensive
Also known as "other than collision," this motorcycle insurance coverage can help pay for damage to your vehicle from vandalism, theft, weather events and falling objects.
Medical Payments (Personal Injury Protection)
Med pay can help cover medical costs related to an accident, regardless of who's at fault.
Uninsured or Underinsured Motorist
Each state has its own uninsured motorist laws and such coverage is subject to policy coverage provisions and limits.
Collision
Collision coverage may be required if your vehicle is financed or leased.
Optional motorcycle insurance coverages include custom equipment, roadside assistance, and OEM endorsement, which helps ensure your motorcycle is repaired with genuine parts whenever available.
Other Recreational Vehicles
Recreational vehicle insurance can provide all the same coverages as motorcycle insurance listed above, plus optional coverage choices to suit each unique type of vehicle. Talk to a knowledgeable agent to find the right coverage.
ATV
Ask for repair with genuine OEM parts when available.
Scooter
Ask for repair with genuine OEM parts when available.
Boats and Personal Watercraft
Options include towing and labor, roadside assistance, and personal effects coverage.
RVs (including motorhomes, campers and travel trailers)
Options include towing and labor, roadside assistance, safety glass replacement, and personal effects coverage.
Golf Cart
Options include roadside assistance and custom equipment coverage.
Snowmobile
Ask for repair with genuine OEM parts when available.
Disappearing Deductible Option
The longer you go without a claim, the lower your deductible can go. For each year without an accident, you receive a credit toward your deductible up to a limit. Disappearing deductible is an optional feature available on some auto, motorcycle, boat and RV policies.
Bundle and Save With Multi-Policy Discounts
Honda Insurance Solutions can help you bundle policies with the same carrier to save on your insurance bill.
Learn moreFrequently Asked Questions
What recreational vehicles do you insure?
Honda Insurance Solutions can help you find insurance coverage for motorcycles, ATVs, side-by-sides (UTVs), golf carts, personal watercraft, boats, RVs, scooters, and snowmobiles.
Can you help me find insurance on non-Honda motorcycles, ATVs, side-by-sides, and scooters?
Yes, we work with carriers that insure non-Honda motorcycles, ATVs, side-by-sides, and scooters.
More Questions?
Not sure what insurance you need? We're here to help. Call 866-81-HONDA to learn more. Agents are available Monday through Friday 8:00 AM – 9:00 PM EST. Holidays may affect these days and hours of availability.