Why Honda Insurance Solutions?

The main difference is that homeowner's insurance protects the entire dwelling, inside and out, your belongings and your liability. Condo insurance covers the interior of the condo unit, your belongings and your liability. The amount of coverage a condo owner needs differs from a homeowner.

When renting, replacing all of your personal property from theft or paying for temporary housing if something happens to your rental could add up to more than you think. Renters insurance is an affordable way to help protect your lifestyle. Also, your landlord may require it.

Yes, it may be surprising but it's your home, condo or renter policy, not your auto policy, that covers theft or loss of your personal property such as equipment, furniture or clothing even if stored outside your home, up to the policy limits.

Home insurance typically covers full-time students under the age of 26 if they are living in a campus dorm room. If your child is over 26, a part-time student or living in an apartment, they should consider having their own renters insurance.

For adequate coverage, it's recommended to add a separate rider to your policy or a separate personal articles policy to cover expensive items which may go over your policy limits.